tag:blogger.com,1999:blog-7923413820044249447.post1502296717600245149..comments2023-11-03T05:47:46.555-07:00Comments on Distilled Rose Personal Finance: Contemplating Retirement SavingsReddhttp://www.blogger.com/profile/14958323952586788667noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-7923413820044249447.post-85929530098332628232008-12-10T10:23:00.000-08:002008-12-10T10:23:00.000-08:00It's never too early to start, I would so it now, ...It's never too early to start, I would so it now, even though the return won't be much.Family Manhttps://www.blogger.com/profile/04200528548344339419noreply@blogger.comtag:blogger.com,1999:blog-7923413820044249447.post-63078916269173600642008-12-08T11:07:00.000-08:002008-12-08T11:07:00.000-08:00My place of work does not match either, but I'm st...My place of work does not match either, but I'm still putting money into the 401k. It's pre-tax, so my taxable income is reduced at tax time. Also, I have a long ways to go before retirement and I do believe the stock market will recover in the next few years. <BR/><BR/>I have my investments in age adjusted mutual funds, so as I get older stocks get converted into bonds and other more stable investments, so a stock crash right before I retire wouldn't hit me so hard.<BR/><BR/>We're also doing a CD ladder for more immediate cash needs (if DD needs braces in a few years, etc.) and DH has a separate Roth IRA. Each investment has it's pros and cons so it really depends what's best for your needs.Meghttps://www.blogger.com/profile/01381728512725033730noreply@blogger.com