And Then There Were Two

Last Friday I made the final payment on my scooter loan. This was a 36 month loan that I managed to pay off in just 16 months.

I am so ridiculously proud and happy that it's done. It was really important to me to get that cleared, and it wasn't just about the money. That was the last tie to my accident last year. Now it's all over and done with and I can finally move on with me life.

Now I'm left with the two biggest debts. I have a credit card with about $4,500 charged to it to pay off, and then my student loan of over $25,000. This student loan isn't a real student loan but money I borrowed from my parents over the last 7 years. I'm working hard on getting both paid off. Right now I'll be throwing everything I can at that credit card as it's my last interest bearing debt.

With the extra work I do, and with working at my new company, I'm hoping to pay somewhere around $1,000 a month on the two debts. I'll be putting big lump sums on the card, and making smaller payments from my part time job on the student loan.

This is the rocky part. This is where it's harder to get to having a debt paid off and get that high that comes from making a final payment. I know I can get out of the credit card this year and I fully intend to.

I've worked so hard on this and it sucks working 60 hour weeks and never spending any of the money I earn. I hate it sometimes, but the end will justify the means. One day, those pay checks that I work so hard for will really be mine.