I have no idea why I have titled this post "Plink". Just felt right.
Sometimes, being broke is particularly rough. I'm having trouble getting my spending under control again. You'd think that I'd be fine, what with working a bunch and such, but I find myself always spending more money than I intend. If I go to Target for one thing, I end up with three other things I had forgotten that I needed. I've been trying to be on a spending freeze, but that doesn't seem to be working so well.
What I really need is a major kick in the teeth. I should be done with vet bills for now. I need to save for plane tickets, but I certainly don't need to be going out a bunch or buying anything that I don't absolutely need.
Each month I start with nothing charged to my ING overdraft. This is where I pull gas and grocery money from, as well as other miscellaneous expenses. Pretty much every month it's got several hundred dollars charged to it that I need to clear. It's driving me bonkers. So I think May is going to be my serious lockdown month. I'm considering taking my card out of my wallet. Drastic times call for drastic measures of course.
Has that ever actually worked for you?