Now, everyone knows that your driving history effects your premiums. If you have a ticket or an accident on your record, you'll be paying more every month. However, those only last for three years. So if you've ever had a speeding violation or a traffic incident, make sure that you know the date that they will be coming off your record.
Why is this important? Because if it comes off before your insurance policy gets renewed, you won't automatically get those savings until the next term. But, if you call them and ask them, they can adjust your policy.
I have joint insurance with my husband, and we both have small violations coming off our record in the next two months. If I call and check in with my insurance company, I will likely be able to knock 10% or more off the cost of our premiums.
So, if you know you've had an infraction, give your insurance company a quick call and see when it's due to come off your policy. Every little helps!