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Welcome to Part Three of my series of Top Personal Finance Tips. To make sure you get the next ones, just subscribe to my RSS Feed!
For Tips 1-10, check out the following articles:
11. Try Thrift Store Shopping
Instead of hitting up the mall, try going to a thrift store. Check out one in a good part of town or an upscale neighborhood for more designer cast off clothes. A recent trip to a thrift store and a consignment store got me a wool skirt, a silk camisole and a wool sweater for $24 total. They are great places to get classic outfit staples.
12. Buy Generic
Often there is little difference between the product in generic packaging as is in name brand packaging. If you are very picky about food and the idea of buying generic doesn't appeal to you, try buying your garbage bags, toilet paper, plastic wrap and other non-food products generic instead. This will save you pennies that will add up to dollars over time.
13. Purge Every Six Months
Regularly clean out books that you have read or clothes that you no longer wear every six months or so. List books and DVD's on Half.com or Amazon.com. For clothing, at the start of six months turn all of your clothes hangers the wrong way round. As you wear and wash them, put them back in the closet the right way. At the end of six months, any clothes that have been in season that are still turned around should be packed up and taken to a consignment store. Try sorting through other knick-knacks and have a yard sale or post some things on eBay.
14. Half Fill Your Gas Tank
Gas weighs 6lb per gallon and 50lb reduces your miles per gallon by 1%, so only fill your car up half way to reduce the weight of your car. This may only add an extra mile per gallon or so to your car, but every little helps!
15. Trade Movie Theaters for Netflix
Two people heading to the movie theatre once a week will set you back $18 a week even if you don't buy any snacks. Netflix has a one-movie-at-a-time deal for $8.99 a month which includes shipping and they will give you a two week free trial. It you do that once a week instead of going to the theater it will save you $63.01 every month.