Prosper is not currently accepting new loans while it goes through a new verification process. They are also canceling their referral program.
I'm a big big fan of Prosper, and my intent has been to keep re-investing the money that I get when loan payments come in. Since they are holding you from making new loans, though, I'm going to start pulling that money out of my Prosper account, keeping track of the totals, and putting it in my savings account.
When Prosper reopens new loans, I will put the money back in.
I'm hoping it will reopen soon because I love the person to person lending concept!