Tuesday, November 25, 2008

No Spend Days Update and Setting New Goals

A few days ago I wrote about No Spend Days as a way to try and keep on top of spending and saving. Well, yesterday I posted about how I've gone off my budget. As a result, I've started the no Spend Day plan. 

So far I'm on day 2 of No Spending. I'm setting my first goal at the end of the month. I don't want to spend any more money other than on budgeted items for the rest of the month. This includes no discretionary spending at all while I catch up from going over budget. 

It's also getting close to the end of 2008. Just another month and a week to go until the new year. This means that I need to start preparing my 2009 financial goals and to see what I managed to accomplish in 2008. 

I'm going to set my first goal now. By the end of 2009 I want my Net Worth to be at -$20,000 or less. This would mean I need to clear at least $8000 worth of debt. I honestly think that this is an achievable goal, though it might end up being close. 

So what about you? Are you having No Spend Days? Do you have an accomplished goal for 2008? Do you have an idea of a goal for 2009? 

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