Making Plans to Snowball My Debt

A long time ago I had a really firm debt plan. I knew how much I owed everywhere and I knew what all of my minimums were. I had a plan to get out of debt and I was consistently working out it. Then, for some odd reason that I can't explain, I got off track. 

Now that I'm going to have to start insuring a car again, I need to get back on track. I need to have a much firmer plan. Being on bedrest really does enable you to have the time to formulate a plan. 

I am going to try and Snowball my debt. This worked once before so I'm going to try it again. 

I have the following minimum payments:

Banana Republic - $20

American Express - $15

Bank of America - $98

Prosper - $101.01

This is a total of $234.01. In order to afford all of my minimums and car insurance, I need to reduce this to no more than $125 pretty much immediately, or I need to be making more money.

 

I'm going to pay my minimums and throw everything else onto the Banana Republic card. The BoA card minimum will decrease by about $5 to $9 whenever I make a payment, which I will also apply to the Banana card. Then I will take care of the Amex, then the BoA, then Prosper. 

The balance on my BoA card is higher than my Prosper loan, but my Prosper loan is fixed and has lower interest, so I think I should worry about that last.

I'm going to try and get a second job on the weekends and any money I make from that will go to debt reduction and the car insurance. I'm hoping that I'll only have to hold a weekend job for 6 - 9 months to get this taken care of. 

I've been letting all of this slip and I now realize the answer is hard work and getting this all taken care of as quickly as possible.

So what do you think? Is this a good plan or am I kidding myself?